Product
From Purchase to Journey in 5 Steps
Getting started with Fintech takes minutes. Here is exactly what happens from the moment you buy your card to the moment you tap out.
How It Works
Five Simple Steps to Cashless Travel
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01 Step 1 Purchase Card Buy a personalized or non-personalized card from any authorized counter.
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02 Step 2 Recharge Card Load balance via bank, wallet, QR, or online portal.
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03 Step 3 Tap In Tap your card on the reader as you board the bus.
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04 Step 4 Travel Ride to your destination — no tickets, no cash needed.
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05 Step 5 Tap Out Tap out when you alight; fare is deducted automatically.
Try It Yourself
Click Through a Real Trip
Purchase Card
You pick up a card at any authorized counter — personalized or non-personalized.
Recharge Card
You top up NPR 500 via eSewa, bank transfer, or a recharge counter.
Tap In
You tap on the bus reader. The card and terminal handshake in milliseconds.
Travel
You ride to your stop. No ticket, no cash, no conversation with the conductor.
Tap Out
You tap again to alight. The exact fare is deducted and a receipt is logged.
Behind the Tap
What Happens in Under a Second
NFC Handshake
The reader and your card exchange an encrypted signal the instant they touch — no PIN, no delay.
Fare Calculation
The system checks your route, zone, and any applicable student or senior discount in real time.
Instant Receipt
Your balance updates immediately, and a digital receipt is logged to your transaction history.
Get Started
Start Your Cashless Journey Today
Join thousands of commuters already riding smarter with Fintech. Apply for your card or recharge an existing one in minutes.