Nepal is agricultural country. About 65% of the population of the country depends on agriculture for their livelihood and agriculture is the main source for international trade. This product is designed for financing for focus to cater the rural and semi urban farmers, who have creditworthy plan, passion and honest attitude and lacks sufficient capital to materialize their dream. In fact, a combined target for lending is focus on providing loan to agriculture sector with the provision of subsidy as already prescribed by NRB.
Base rate + upto 4.50% premium per annum
Financing up to 70 % of distress value.
Loan tenure of maximum 5 years.
Rate of interest up to 13.00% to 16.00%
Processing fees Upto 1.25.%
Loan application
Citizenship of borrower
Family details
Lalpurja, Blueprint and Trace map of land and building
Tax payment receipt of land and building
Char Killa Pramanit from ward office/VDC
Monthly income source with supporting documents
Other documents based on requirement